Know exactly what’s left to spend until payday.

Olvo is a budget for people paid on a fixed day. Your month runs payday to payday, and one number tells you what’s left.

Free during the beta · No account · No bank login

Olvo’s Home on a phone: 261,00 € left to spend with 11 days left, about 24 € a day.

Why Olvo

How it works, in 30 seconds

Three steps, straight from the app.

  1. Olvo’s Plan page for October 2026, “24 Sep – 23 Oct · payday to payday”: 4.400,00 € income, 2.750,00 € planned spending.

    Set your payday and plan the month

    Add your income and what you plan to spend. The month runs from one payday to the next.

  2. Olvo’s Add sheet: the amount, category chips such as Groceries and Eating out, and an Add expense button.

    Log what you spend

    Amount, category, done. The categories you use most come first.

  3. Olvo’s Home: 261,00 € left to spend, 11 days left, about 24 € a day.

    See what’s left, today

    One number on Home: what’s left until payday, how many days that is, and about how much a day.

Join the beta

Get an e-mail when Olvo is ready for more people, and help shape it. Your address is used only for the beta, and you can leave any time.

Join the beta (opens a form in a new tab)

The form is run by Tally.

Or write to buildstream@protonmail.com and we’ll add you.

What leaves your phone

Read the privacy policy

Questions

Where is my data?

On your phone, in your browser’s storage. There’s no account and no copy on a server. Export a backup file from Settings whenever you like.

Is it free?

Yes, during the beta. A paid plan comes later; beta testers hear first, and nothing is ever charged without your clear agreement.

Why no bank linking?

Nothing to link and nothing to break, it works in every country, and your bank never knows you use it. An expense takes about ten seconds to type — that small habit is what makes the numbers yours.